When I was 22 (nearly 4 years ago) with 4 years no claims the cheapest I got for my first year (first insurance on a Type R badge - matters for some insurance co's) was £1380 (eCar) and that was almost a one off low price! Next lowest was £1800 then £3800 then £5200 a small cluster of 7 quotes at £7k to £12k two stragglers at something like £15k to £20k (
) then point blank refusal from over 40 insurers. (I recall the quotes well - I still have them in a folder too so I can amuse myself now and then!
I'm based 5 minutes from Santa Pod Raceway, UK.
(Location makes a HUGE difference.)
Now just turning 26 with 8 years NCB, admiral multicar with 5 (soon to be 6!) Honda's gracing our driveway. EK9 (with cold air feed, suspension and alloys declared) is £311 for the year and my MB4 daily is £237.
That's fully comp, with social, domestic, pleasure and travel to & from work cover on both. To Admiral ...
Hopefully that helps?
I'll be interested to see what other people are paying! I have the task of trying to insure my stripped, caged, custom built, no ABS, no power steering, no Air Bags, DC2 track car when it's done in March time! Ideas?
(I was feeling in a smiley mood today!)