what shall i do?


Mattharvey12

Mattharvey12

Finally has vtec
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Joined
Oct 3, 2008
Messages
3,161
right im 18 insured on a ej9. and im trying to get a better quote with admiral and i managed to get it for £1127.48 but that is 1 payment and when we last checked it goes to around £1800 when we go to pay monthly. but im not going to pay that ridculous amount for a 1.4. i tried looking on bell and elephant but there websites are sh1t and dont work when i try to get a quote!

help please!?!?!
 
if i was to pay 1100 i would be so happy at 18 that is good mate i pay 2500 for thrid party fire and theft. try tesco compare anyways.
 
get a fastcar / maxpower mag and ring ring ring.. eventually some one will gove you a better deal. I suggest a company called QBE or often sky insurance is good i have been told.
 
I have an EK3 and I’m 19 now but I go through my mother and it is only £450 a year. Try that, unless you specifically want to go yourself. If so add them on as names drivers and this normally brings it down a bit :nice:
 
Marcus Butlerus said:
I have an EK3 and I’m 19 now but I go through my mother and it is only £450 a year. Try that, unless you specifically want to go yourself. If so add them on as names drivers and this normally brings it down a bit :nice:
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thats what im doing it now on my ej9 (£650) but i found out its illegal so were stopping.

i dont want to pay £1100 because it is one lump sum so i dont want to risk losing that much money also that is with my mum as a named driver
im going to look at some more when i get home from college. i believe skyinsurance is 25 and over or something
 
Its only illegal if you are the main driver whilst they are under as a main driver, How can they know if you are the main driver or not.
 
Marcus Butlerus said:
Its only illegal if you are the main driver whilst they are under as a main driver, How can they know if you are the main driver or not.
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yea i know. i dont understand how they would catch you it seems silly. apparently there are private investigators for it but i think its unlikely you could get caught.
i think im going to have to take this insurance if i cant a cheaper one but the problem is that it means i loose my allowance from the parents but i was using that to save for my 9 :(
 
i have a job. im saving £75 a month from my job a month and with my allowance i am saving £155
 
my advice is to get a credit card with 0% interest on purchases for 6 months

that way you only pay 1100 pound (using the credit card)

you then have 6 months to clear the 1100 quid balance on your card.

this way you don't pay any extra and build up your credit rating!!

hope this helps
 
when i was 19 i was insured under my mums name for 2 years with a dc2. had 2 crashes and no problems with insurance
 
If Admiral gave you that quote, the others are under the same company umbrella so it will only be £100 difference at most.

Fronting is illegal, as is downloading music. In both cases it's 99% untraceable and barely what I'd call a 'crime', the real crime is by the insurers who charge waaaay too much just because we aren't in a position to argue.

Get your mum as the main driver, you as the named driver, with a company that does NCB's for named drivers and then when your 19 and the prices fall you can become the main driver and have 1 years + NCB and £600+.
 
its becuase my brother did at my age so i get it to
lol im not going to complain

im also not old enough for sky
 
Marcus Butlerus said:
How can they know if you are the main driver or not.
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I wonder who could be the main driver of a lowered Civic with alloys, loud exhaust and all the other gubbins. The 19 year old lad 'named' driver or the middle aged housewife 'main' driver. Hmm, tough one that...
 
Kozy said:
I wonder who could be the main driver of a lowered Civic with alloys, loud exhaust and all the other gubbins. The 19 year old lad 'named' driver or the middle aged housewife 'main' driver. Hmm, tough one that...
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hahah exactly my point. i got pulled the other day because on there system it said my mum should be driving so they thought it was stolen. so i want to change it because its risky.
 
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